Your institution,
clearly understood.
Pre-built analytics with regulatory-standard formulas, automated data pipelines, and an AI engine built on your actual data. No SQL. No tickets. No waiting.
Interactive demo available on desktop
Connects to your core data and the systems around it
Every analytics capability your institution needs
Purpose-built for the way community financial institutions actually operate. Every formula maps to regulatory standards — NCUA, FDIC, and OCC. Every metric drills down to actionable working lists.
Capital, Liquidity & ALCO
Estimated Net Worth Ratio projected between call reports. Repricing gap analysis, NII sensitivity under rate scenarios, and CD maturity ladder — all computed automatically from your core system data. Scheduled report digests deliver key ratios to your inbox on any cadence.
Credit Quality & Early Warning
Vintage cohort heat tables surface deteriorating portfolios before aggregate metrics move. 30/60/90 DPD acceleration tracked in basis points with month-over-month direction. Attrition risk scoring with 5 behavioral signals. Officer-level delinquency and origination leaderboards.
Institutional Pulse & Peer Benchmarks
One screen for deposits, loans, customer growth, and delinquency. Peer benchmarking against regulatory call report data shows exactly where you rank in your asset tier. Automated board report digests delivered to your inbox — daily, weekly, or monthly.
Branch & Officer Performance
Every branch scored on customers, originations, checking penetration, delinquency, and relationship value. Loan officer leaderboards with MTD/YTD origination volume, portfolio balance, and credit quality by officer.
Cross-Sell & Customer Intelligence
Identify every customer missing checking, a loan, a mortgage, or auto financing — with contact information and relationship value. Attrition risk scoring flags customers with 5 behavioral disengagement signals before they leave.
Data Quality & Architecture
Automated detection of orphaned accounts, missing contact info, invalid records, and zero-balance active loans in your core system. Flags trend over time so you can prove data quality is improving. Alert your team automatically when new issues surface.
See what your team sees
Dashboards update automatically with your institution's data. No manual exports. No stale PDFs.
The 30-second board briefing.
Customers, loans, deposits, delinquency, originations, and loan-to-deposit ratio — all with month-over-month deltas and trend lines. Click any KPI to drill down to the customers behind the number.
Exam-ready ratios. Peer context.
Capital ratios estimated between call reports using live core system balances and regulatory anchors. ROA, NIM, efficiency, and cost of funds — all benchmarked against your asset tier peers with percentile rankings.
Catch problems before they move the aggregate.
30/60/90 DPD acceleration tracked in basis points with month-over-month direction. Attrition risk scoring flags customers with 5 behavioral disengagement signals before they leave. ALLL coverage and charge-off trends — all exam-ready.
Every gap is an opportunity with a name attached.
See exactly how many customers are missing checking, a loan, a mortgage, or auto financing — with their contact information and relationship value. Officer leaderboards track who is growing the book. Click through to actionable working lists.
Your footprint, visualized.
Customer density by ZIP, branch locations, service territory boundaries, and loan performance heat maps — all on one interactive map. Identify underserved areas and expansion opportunities at a glance.
Build any list. Export any answer.
Select an entity — customers, loans, deposits, transactions — pick columns, add filters, preview results, and export to CSV. No SQL required. Save reports and rerun them anytime.
Ask your data anything. In plain English.
Natural language questions answered from your institution's actual data. Regulatory-aware — it adapts terminology and formulas to match your charter type and regulator. View the generated SQL. Save as a report.
Not a chatbot.
Your institution's analyst.
Ask questions in plain English and get answers grounded in your actual data — not generic benchmarks. Every response is regulatory-aware, adapting to your charter type and regulator. View the SQL. Export the results. Save as a report.
Your team doesn't just look at data. They work with it.
Dashboards are the starting point. What makes Cubi different is what happens after you see the number.
Actionable, Not Just Informational
Every KPI drills down to a customer-level working list with contact information. Your team can act on what they see — not just observe it.
Scheduled Report Digests
Branded email reports delivered daily, weekly, or monthly — with live KPI values pulled from your institution's data. Your board package, automated.
My Boards
Build custom dashboards by dragging KPI tiles from a catalog of 100+ metrics. Save them, share them, export them for board presentations.
Team Notifications
Set threshold alerts on any metric and deliver them to your whole team. Email, Slack, Teams, or webhook — with multi-recipient rules and one-click unsubscribe.
Embeddable KPI Tiles
Generate signed embed tokens for any metric. Drop live KPI tiles into your intranet, Notion, Confluence, or board deck — no login required.
Geographic Intelligence
Customer density by ZIP, branch locations, service territory boundaries, and loan performance heat maps — all on one interactive map.
Data Health Monitoring
Automated detection of orphaned accounts, missing contact info, and data quality gaps in your core system — with trend tracking to prove improvement.
Report Builder
Select an entity — customers, loans, deposits, transactions — pick columns, add filters, preview results, and export to CSV. No SQL required.
Your data, always current
Dashboards update automatically when your data does — no manual refreshes, no stale spreadsheets.
Source
Connect to your core banking system however it works best — data share, API, or secure file transfer. Core-agnostic architecture means your data model stays the same regardless of which system you run.
Transform
Automated processing through a 4-layer canonical data model. Raw data becomes vendor-agnostic dimensions and regulatory-standard aggregates. Data quality tests run on every build.
Ready
Dashboards update automatically when your data does. Your team opens their browser and the numbers are already there. No exports, no tickets, no waiting on IT.
"Every institution I've worked with has the data — they just can't get to it without a ticket, a spreadsheet, or a two-week turnaround. Cubi puts the answers in front of your team the moment they need them."
Tyler Foley, Founder
Built for institutions that answer to regulators
Every formula is auditable. Every access is logged. Every query is scoped to your institution.
SOC 2 Type II Infrastructure
Every layer of the Cubi platform — data warehouse, application hosting, and authentication — runs on independently audited, SOC 2 Type II certified infrastructure with HIPAA eligibility and FedRAMP authorization.
Encrypted & Isolated
AES-256 encryption at rest. TLS 1.2+ in transit. Logically isolated data environments per institution — your data never touches a shared environment or comingles with another institution.
GLBA-Compliant Data Handling
Dashboards display aggregates by default. Customer-level drill-downs are available for actionable follow-up. Your data stays in your cloud environment — nothing is copied or exported to external systems.
Audit Trail & Access Control
Every admin action is logged to an immutable audit trail. Every query is scoped to your institution at the database level. Embeddable tiles use cryptographically signed tokens with expiration.
Scale your analytics as your institution grows
No per-seat fees. No module upsells. Every tier includes unlimited users.
Base
Essential analytics
Pre-built dashboards, automated data refresh, and AI-powered answers for your entire team.
- Unlimited users — no per-seat fees
- All core dashboards included
- Hey Cubi AI answer engine
- Automated data refresh
- Customer-level drill-downs with contact info
- Report Builder with CSV export
- Data Health monitoring
- Email alert notifications
- Dedicated onboarding & data modeling
Select
Most popular
Everything in Base, plus custom dashboards, embeddable KPIs, and advanced notifications.
- Everything in Base, plus:
- My Boards — custom drag-and-drop dashboards
- Embeddable KPI tiles for intranet & board decks
- Metric Goals with progress tracking
- Custom branding (colors, chart palettes)
- Advanced alerts (Slack, Teams, webhooks)
- External BI integration (Power BI, Tableau, Sigma)
Signature
Full platform
Everything in Select, plus scheduled reports, white-label embeds, and API access.
- Everything in Select, plus:
- Scheduled report digests (daily, weekly, monthly)
- Branded email reports with live KPI values
- White-label embeddable widgets
- API access for custom integrations
- Priority support & custom data modeling
Schedule a walkthrough to discuss pricing for your institution
See Cubi with data that looks like yours.
30-minute walkthrough using realistic institutional data — not a slide deck. We'll show you peer benchmarks for your asset tier, the dashboards your team would see, and how the AI engine handles your specific questions.